Medical Insurance: Need To know

Posted on 2012-11-22 09:00:18

  1. Did you know that even with private health insurance you still need NHIF (National Hospital Insurance Fund) to cover for part of the hospitalization expenses?
  2. Never give false information or withhold health information when getting a medical policy.
  3. Fraud is the one of the biggest threat in health insurance in Kenya.
  4. The Insurance Regulatory Authority has a consumer protection department to handle all your insurance complaints.
  5. You cannot get an outpatient medical insurance policy without paying for an inpatient policy.
  6. Medical insurance policies generally do not cover for: Infertility treatment, Vaccination, Illness or accidents that are as result of alcohol or drug use & Exercise programs.
  7. There are now medical insurance policies for those aged 65 years.